California’s legislature is advancing a controversial bill that would allow illegal immigrants to qualify for state-funded zero-down payment mortgages. AB 1840, authored by Assemblymember Joaquin Arambula (D), would expand the California Dream for All Shared Appreciation Loan program to cover non-citizens. The bill would provide illegal immigrants up to 20% of a home’s purchase price as a loan, with no interest or monthly payments required. Critics argue that this program unfairly prioritizes non-citizens while many American citizens struggle to afford homes.
The program’s structure allows borrowers to repay the loan only when the home is sold or refinanced, making it highly advantageous for illegal immigrants who typically face financial barriers to homeownership. San Diego County Supervisor Jim Desmond expressed concerns over California’s $60 billion budget deficit, labeling the bill fiscally irresponsible. He pointed out that legal residents should be first in line for housing assistance, especially in a state with a severe housing crisis.
Supporters argue that everyone deserves access to homeownership, regardless of legal status. Arambula contends that expanding this program to illegal immigrants promotes fairness and equity, particularly in a state as diverse as California. However, opponents see it as another example of California’s policies favoring non-citizens over taxpayers.
The bill has already passed the Senate Appropriations Committee along party lines and now awaits a full Senate vote. If enacted, it could set a dangerous precedent, prioritizing illegal immigrants in taxpayer-funded programs while leaving struggling citizens to fend for themselves.
As the debate continues, many citizens are questioning why their needs are being pushed aside in favor of those who are in the country illegally.
